Put your energy in your business, your financial administration in TOCO
Pay invoices and check your bank account while queuing at the bakery. With TOCO, you wave goodbye to administration frustrations and invest your valuable time in your company.
Your financial administration in just five minutes per week?
Import invoices and receipts as photos, uploaded files or emails. TOCO saves the document and automatically identifies and saves the payment details. There’s not even any need to type in names or numbers. One more click and the payment is made.
Your bookkeeping in your pocket
You would probably prefer to put your energy into running your business than performing administration. But you still need reassurance that everything is as it should be. This is why we developed TOCO: a quick, easy all-in-one platform.
Guard the financial health of your business
The dashboard gives you real-time insights into your company’s finances. Full control in the blink of an eye. That feels good.
Let automation work for you
As soon as an invoice comes in, TOCO identifies and processes all payment details. There’s no need for you to manually enter anything.
Pay in mere seconds
You’ll never need to set reminders again: TOCO gives you a warning when an invoice due date is coming close. Make payments in just a few seconds using your linked bank accounts.
Breathing room in your attic
You’re free to throw away paper documents once you’ve saved them in TOCO; TOCO is recognised by the government as a legal (digital) archive. Bye bye dusty boxes!
Guard the financial health of your business
The dashboard gives you real-time insights into your company’s finances. Full control in the blink of an eye. That feels good.
Let automation
work for you
As soon as an invoice comes in, TOCO identifies and processes all payment details. There’s no need for you to manually enter anything.
Pay in mere seconds
You’ll never need to set reminders again: TOCO gives you a warning when an invoice due date is coming close. Make payments in just a few seconds using your linked bank accounts.
Breathing room in your attic
You’re free to throw away paper documents once you’ve saved them in TOCO; TOCO is recognised by the government as a legal (digital) archive. Bye bye dusty boxes!
Choose your plan
Free
Free
- You have access to your (read-only) digital archive forever, even after the trial or cancelling your subscription.
- Legal archive: feel free to throw away your paper documents.
- Link to your accountant: all your documents are in your bookkeeper’s software in no time.
Standard
€14,99
/ month
Price based on an annual subscription
Everything ‘Free’ offers, plus:
- Upload files via the internet, as photos or emails.
- Quick payments via QR codes.
- Link to one business bank account.
- Bank transactions link to the right invoice.
Premium
€19,99
/ month
Price based on an annual subscription
Everything from ‘Standard’, plus:
- Personalised sales invoices.
- Expanded insights and graphs.
- Links to all your business bank accounts.
- Bank transactions automatically link to the right invoice.
- Access for multiple users.
Why TOCO is unmissable
These business owners tell you.
TOCO helps me to keep an overview of my bookkeeping. A digital archive where I can find everything and make payments, plus it gives me the possibility of sending info through to the bookkeeper, all from one single portal … For me, that is the added value of TOCO. And yet, on top of all this, I get insights into my figures from the reports my bookkeeper sends me.
Raf Vanhaute
Informance Consulting

I first came into contact with TOCO on advice from my bookkeeper. With TOCO, I can save all documents for my company and my non-profit organisation in a single digital archive, without having to separate them again afterwards. Thanks to the online connection with my bookkeeper, my bookkeeping is now a lot more efficient—and faster too. A must if you ask me!
VZW Voetbalito

The rush at the end of the business quarter is no longer a problem for me. TOCO updates me daily about what I’ve paid. It lets me know when I need to send an invoice or receipt to my bookkeeper.
Anja Lemmens
Intigio

Make invoices
Make invoices
Make your own personalised sales invoices in TOCO. Send them straight to your clients. Products and services, prices and client details are all saved and stored. Click, add and send. Simple, huh?

Search for invoices
Search for invoices
With the smart search function, you’ll find any invoice in less than two seconds, even if you don’t remember the name of the client or supplier. TOCO searches for names as well as key words in the PDF or labels.

Link invoices
Link invoices
No payment without an invoice! It’s a rule no one running a business can go without. That’s why TOCO automatically links bank transfers to the right document. This ensures your bookkeeping is complete at the end of the financial quarter.

- Make invoices
- Search for invoices
- Link invoices
Everything stored in one place.
Make invoices
Make your own personalised sales invoices in TOCO. Send them straight to your clients. Products and services, prices and client details are all saved and stored. Click, add and send. Simple, huh?
Search for invoices
With the smart search function, you’ll find any invoice in less than two seconds, even if you don’t remember the name of the client or supplier. TOCO searches for names as well as key words in the PDF or labels.
Link invoices
No payment without an invoice! It’s a rule no one running a business can go without. That’s why TOCO automatically links bank transfers to the right document. This ensures your bookkeeping is complete at the end of the financial quarter.

All your bank accounts
on one platform
Checking three different bank apps? Wasted time. Link all your business bank accounts to TOCO. From a single platform, you’ll be able to:
- pay your incoming invoices;
- check your balance and transactions;
- automatically link transactions to invoices.
Recognised by the National Bank of Belgium
TOCO is recognised by the National Bank of Belgium as a payment institution. In other words, we are subject to security audits as strict as those for a bank. Your payments are 100% safe with TOCO.
Try TOCO for yourself
Book a personal demo. Or take the shortcut and try TOCO for yourself today. We are offering you a free, 90-day trial. No costs. No credit card details. No obligations.
Recent blog posts
Stay up to date with our latest blog posts.

TOCO acquires sector partner Booqee
Ghent – Brussels – New York: TOCO acquires sector partner Booqee. This acquisition builds a solid bridge between SME and its Accountant. TOCO acquires 100%
Discover our new payment functionality
Financial administration is more than just invoices. In fact, managing invoices without an overview and without payment status and payments is… a life without TOCO!

TOCO acquires sector partner Booqee
Ghent – Brussels – New York: TOCO acquires sector partner Booqee. This acquisition builds a solid bridge between SME and its Accountant. TOCO acquires 100%